Turning Real Estate into a Home
While showing a house in Mundy Township the other day I was shocked by two things the listing agent failed to inform the Seller about prior to placing the house on the market. There are two types of repairs. The kind that cost money to fix and the kind that is absolutely no fun to do but it is FREE.
Benjamin Franklin said, “You may delay, but time will not, and lost time is never found again.” This was never truer than what my client (let’s call him Bill) discovered when he decided to sell his home.
If you have a 640 or lower credit score but want to buy a house that costs more than you are qualified for, a cosigner is a great option. Why is 640 an important number? Although you can get financing with a lower score, the costs and interest rates will be much higher. Having a credit score above 640 – or having a cosigner with good credit – means you can qualify for better rates that will save you tens of thousands of dollars over the life of a home loan. Continue reading “Cosigner Trapped when Refinancing Declined”
Children only know what they are taught. If you want them to become home owners, you have to teach them how, right from the start.
Continue reading “Want your kids to be homeowners? Teach them early.”
I am business owner, Realtor, sister, daughter, “empty-nester” and single mom for 23 years. In all this time I have seen it, done it, bought it, sold it and moved it. So I decided to blog all the weird, crazy and interesting things that happen in the course of a day.