“No.” Short answer. End of story. Quit reading now.
Still reading? Then I have a more complicated answer: “It depends.”

Turning Real Estate into a Home
“No.” Short answer. End of story. Quit reading now.
Still reading? Then I have a more complicated answer: “It depends.”
Recently I was driving a client around town to show her several homes that she had found online. The first home on the list was a ranch with a large yard and deck. As an experienced realtor, I’ve long discovered I can sense how a potential buyer feels about a property with little or no verbal cues. My client’s face told me everything I needed to know. She wasn’t smiling, and didn’t seem impressed. I understood why.
Continue reading “Curb Appeal and Blind Dates: First Impressions Matter”
While showing a house in Mundy Township the other day I was shocked by two things the listing agent failed to inform the Seller about prior to placing the house on the market. There are two types of repairs. The kind that cost money to fix and the kind that is absolutely no fun to do but it is FREE.
Benjamin Franklin said, “You may delay, but time will not, and lost time is never found again.” This was never truer than what my client (let’s call him Bill) discovered when he decided to sell his home.
If you have a 640 or lower credit score but want to buy a house that costs more than you are qualified for, a cosigner is a great option. Why is 640 an important number? Although you can get financing with a lower score, the costs and interest rates will be much higher. Having a credit score above 640 – or having a cosigner with good credit – means you can qualify for better rates that will save you tens of thousands of dollars over the life of a home loan. Continue reading “Cosigner Trapped when Refinancing Declined”