Curb Appeal and Blind Dates: First Impressions Matter

Recently I was driving a client around town to show her several homes that she had found online. The first home on the list was a ranch with a large yard and deck. As an experienced realtor, I’ve long discovered I can sense how a potential buyer feels about a property with little or no verbal cues. My client’s face told me everything I needed to know. She wasn’t smiling, and didn’t seem impressed. I understood why.

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Cosigner Trapped when Refinancing Declined

Cosigning a LoanIf you have a 640 or lower credit score but want to buy a house that costs more than you are qualified for, a cosigner is a great option. Why is 640 an important number? Although you can get financing with a lower score, the costs and interest rates will be much higher. Having a credit score above 640 – or having a cosigner with good credit – means you can qualify for better rates that will save you tens of thousands of dollars over the life of a home loan. Continue reading “Cosigner Trapped when Refinancing Declined”